Business Accountant NYC & NJ — Tax Filing, Tax Preparation & Accounting Services | OnPoint Business Tax & Accounting

TurboTax and H&R Block are built for W-2 employees and simple personal returns. They don't know your industry, they can't advise you on entity structure, and they won't catch the deductions a specialist finds — things like Section 179 elections, PTET deductions, home-office strategies, and retirement plan timing. Our clients routinely save more in taxes than our fee costs, often in the first year. More importantly, if the IRS comes knocking, TurboTax won't be there to represent you. We will. Book a free consultation and we'll show you exactly what you've been leaving on the table.

Bookkeepers record what happened — they categorize transactions and keep your books clean. That's valuable, but it's not tax strategy. We work from your bookkeeper's records to minimize what you owe: structuring your entity correctly, timing deductions, identifying credits, and planning for estimated taxes so there are no surprises in April. Many of our clients keep their bookkeeper and bring us in for tax prep and planning — the two roles complement each other perfectly. If your bookkeeper is also filing your business taxes, ask them when they last saved you money proactively. That's the conversation we want to have with you.

We charge flat fees — no hourly billing, no surprise invoices. Pricing depends on your entity type and complexity: a single-member LLC typically starts around $650–$950; S-Corp and partnership returns (Form 1120-S / 1065) generally run $1,200–$2,200; C-Corps and multi-state filers are quoted individually. Every engagement includes preparation, e-filing, and one round of IRS correspondence if needed. We quote your exact price before any work begins. For most clients, the tax savings we identify in year one more than cover our fee — often by a factor of 3x to 5x. Request a quote and we'll give you a firm number within one business day.

Every engagement covers preparation and e-filing of your business return (and personal return if bundled), a review of your prior-year return to catch missed deductions, and a post-filing debrief so you understand exactly what was filed and why. Ongoing clients also receive quarterly estimated tax calculations, year-end planning calls, and direct access to your tax professional — not a call center. We handle LLCs, S-Corps, C-Corps, partnerships, sole proprietors, and multi-state filers. Add-ons include bookkeeping cleanup, QuickBooks setup, sales tax filing, and IRS representation. Not sure what you need? A free 20-minute consultation will give you a clear picture.

You don't need a CPA for business tax preparation. Enrolled agents (EAs) are federally licensed by the IRS and are authorized to prepare all business tax returns — LLCs, S-Corps, C-Corps, and partnerships — and to represent you before the IRS in audits or disputes. In many cases, an EA with deep small-business tax experience will save you more money than a generalist CPA.

Most LLC owners who elect S-Corp status save between $5,000 and $15,000 per year in self-employment taxes once their net profit exceeds roughly $50,000. The savings come from splitting income between a reasonable salary (subject to payroll taxes) and a distribution (not subject to SE tax). We run a free S-Corp savings analysis for every client to see if the election makes sense for your situation.

For a new business client we typically need: last year's business and personal tax returns, your EIN confirmation letter, a profit & loss statement or bank statements for the current year, any 1099s or W-2s issued or received, and a list of major asset purchases. Don't worry if you're missing something — we'll walk you through exactly what's needed during your free consultation.

We quote a fixed price before we start any work, and that's the price you pay — no hourly billing, no add-ons for phone calls, and no invoice surprises at the end. Our flat fees cover preparation, e-filing, and one round of IRS correspondence if needed. If your situation changes significantly mid-year (e.g., you add a new entity), we'll tell you upfront before any additional work begins.

Yes — this is one of our specialties. We prepare and file late business returns for any number of unfiled years, calculate penalty abatement options, and communicate directly with the IRS on your behalf. Most clients are surprised at how manageable the process is once they get started. The longer you wait, the more penalties accrue, so the best time to act is now.

Our two offices are in Manhattan (100 Church St) and Montclair, NJ, and we work with clients across all five NYC boroughs, Long Island, and throughout New Jersey. We also serve remote clients nationwide for federal and multi-state business tax returns — most of our work is done digitally, so location is rarely a barrier.

Standard turnaround is 7–10 business days once we have all your documents. During peak season (February–April) it may be 2–3 weeks. If you have a hard deadline — a bank loan, investor due diligence, or an IRS notice — let us know and we'll prioritize accordingly. Rush preparation is available for an additional fee.

Tax preparation is filing what already happened — reporting your income and deductions for the prior year. Tax planning is proactive strategy for the current and future years: choosing the right entity structure, timing income and expenses, maximizing retirement contributions, and identifying deductions before the year closes. We offer both, and clients who combine them consistently pay less in taxes year over year.