Freelancers Tax & Accounting | OnPoint Business Tax & Accounting
Industry Expertise
Freelancers
Stop overpaying taxes — smart financial strategies for NYC & NJ freelancers.
Freelancers are essentially one-person businesses, but most are paying far more in taxes than they need to. OnPoint Business Tax & Accounting helps independent workers in every field — writers, designers, developers, photographers, and more — reduce their tax burden and build financial stability.
Common Tax Challenges for Freelancers
We understand the unique financial pressures your industry faces — and we know how to solve them.
Self-Employment Tax Shock
Freelancers owe 15.3% SE tax on top of income tax — we help structure your business to reduce this legally.
Missed Deductions
Home office, equipment, software subscriptions, professional development — most freelancers miss dozens of legitimate deductions.
Irregular Income Planning
Managing quarterly estimated taxes when income fluctuates month to month without overpaying or underpaying.
1099 Reconciliation
Reconciling 1099-NEC forms from multiple clients and ensuring all income is reported accurately.
Health Insurance Deduction
Self-employed individuals can deduct 100% of health insurance premiums — many freelancers do not claim this.
Retirement Savings
Setting up a SEP-IRA or Solo 401(k) to shelter income and build long-term wealth as a freelancer.
Services We Provide for Freelancers
OnPoint Business Tax & Accounting delivers tailored tax and accounting services designed specifically for your industry's needs.
- Freelancer tax preparation (Schedule C)
- Quarterly estimated tax planning
- Home office deduction calculation
- Business expense tracking and bookkeeping
- S-Corp election for high-earning freelancers
- Retirement plan setup (SEP-IRA, Solo 401k)
- Health insurance deduction planning
- 1099 income reconciliation
Why OnPoint?
NYC & NJ's Trusted Business Tax Experts
- Circle of Excellence 2025 Award Recipient
- 5-star rated on Google Reviews
- Serving NYC & NJ businesses for over a decade
- Flat-fee pricing — you know the cost upfront, always
- 100% in-house — your work is never outsourced or offshored
- Bilingual staff — English & Spanish
- In-person, virtual, and drop-off options
Keep More of Every Dollar You Earn
Our freelancer tax strategies are proven to save money. Get a free consultation and see how much you could save this year.